Credit As An Asset™

Global Credit Issuing

Done with compliance

Don't miss out on a new way to enrich your balance sheet

Credit issuing with KAPED allows banks to issue credit to people and businesses across the globe in compliance with their strict industry regulations by investing those funds into a Borrower Dependent Note with KAPED as the entity listed as the borrower which we then use that capital to issue credit on a global scale. It's a type of investment that we make as easy and rewarding as possible.

Creditworthy Borrowers

Browse several credit listings from approved creditworthy borrowers on KAPED

Global Impact Revenue

Take your bank global by using KAPED to issue cards around the world

Diversify your portfolio
Diversify your portfolio by investing in a new asset class, Credit-as-an-Asset
Average Credit Score


Global Operating Countries

Average Borrower Income
We want to build your bank book!
Open an account with us and start investing with as little as $500

Start Investing

Secure & Compliant
We use above industry security standards to stay PCI and SOC2 compliant.
We got you covered

Program supports both Mastercard & Visa.

Custom Experience

Get worldwide recognition for supporting families and businesses around the world.

Invest in 3 simple steps
Browse credit applications from credit-checked borrowers with various ratings and terms
Choose and fund the credit limits you wish to invest in with various amounts
Receive your monthly returns enrich your balance sheets to reinvest or keep on the books

Simple, secure & impactful


Global Markets

Access 8+ countries

Increased Impact

Businesses & consumers

Stellar Bank Book

Performing AA Notes

For Fintechs