Your financial well-being is our mission at KAPED.

About Us

KAPED was founded in 2020 issuing credit cards to small businesses affected by COVID-19. We successfully issued over $1M+ in credit to over 2,000 small businesses, now we aim to make credit available for everyone.

Through KAPED, everyday businesses can embed credit into their platform in a way that is financially and socially rewarding. Borrowers apply online for a line of credit between $500 and $500,000. Businesses and institutions can embed these credit lines into their platform and own the customer journey. KAPED handles all loan servicing on behalf of the matched borrowers and investors.

KAPED is sponsored and backed by Bo Payments.



$2 Million


Average Customer Rating


KAPED was founded by a well experienced team with over 25 years' experience in the financial and tech industry

Vashon Gonzales

Kristoffer Kjornes

Pankaj Sharma

Michael De Guzman

Ysac Rojas


creating the future everyday



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© 2022 KAPED. All rights reserved. KAPED is a financial technology company, not a bank. All credit lines are issued by partner banks and serviced by KAPED. All virtual cards are issued pursuant to a license by VISA inc and may be used everywhere VISA is accepted.